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Why a ski insurance ?

Reminder of the French 1985 Mountain Law.

In the event of a skiing accident, the ski resort has an obligation to give you assistance. All expenses incurred in medically evacuating you from the slopes, however, remain at your charge.

Key figures

  • 80,000 people are medically evacuated each season following skiing accidents.
  • Average cost of evacuating an injured person from the slopes: € 380.
  • Average cost of evacuating an injured person by helicopter: € 1,800.

Why take out specific ski insurance?

  • Since 2005, ski and snow insurance are no longer covered by the majority of credit cards. Premium Gold cards are the exception to this rule, but even they do not offer "insufficient snow" or ski lift insurance. And remember that whatever guarantees are covered only apply to the card holder!
  • Comprehensive home insurance and liability insurance cover accidents resulting from a collision. But these represent only 10% of skiing accidents: 90% of the time, the skier is injured following an isolated fall.
  • Personal injury or personal accident insurance policies reimburse medical expenses but not those related to the intervention by the emergency and research services in the ski resort.

Always read the fine print

  • Make sure you are aware of the exclusion clauses. The majority of insurance policies exclude certain extreme sports such as off-piste skiing, paragliding, bobsleighing, motorsports, etc.
  • Ceilings for payments, assistance coverage, territoriality and compensation amounts vary greatly from one insurance company to another.

With Skipassur, you tailor your policy to cover the precise risks that you and your family will be exposed to during your skiing holiday.

For a moderate cost, you benefit from total peace of mind to fully enjoy your holiday!

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    Skipassur is the website of a speciality insurance broker providing insurance coverage for users of ski lifts in ski resorts, in compliance with the French 1985 "Mountain Law".

    The "" website provides the general public with access to the different insurance policies offered by Skipassur, owner of the registered trademarks.
    These general terms and conditions define the conditions of use by Users of the Skipassur website and the various services offered therein.

    Managing Editor :
    Mr Philippe Meignan
    Skipassur, CS 45001, 91222 Brétigny-sur-Orge Cedex, France

    Publisher :
    Skipassur, Insurance broker. Head office:
    1, rue du Languedoc
    CS 45001
    91222 Brétigny-sur-Orge Cedex, France

    SASU capitalised at 2 210 000 €
    R.C.S. Evry 827642356
    APE 6622Z
    Siret 827642356 00022
    Professional indemnity insurance and financial guarantee in compliance with Articles L512-6 and L512-7 of the French Insurance Code.
    Company governed by the French Insurance Code and subject to the French Insurance Supervisory Authority (Autorité de Contrôle Prudentiel et de Résolution, ACPR), 61, rue Taitbout, 75009 Paris Cedex 09, France (

    Insurance and reinsurance intermediary, registered with ORIAS under the number 07 000 012 (

    SASU au capital de 2 210 000 €
    R.C.S. Evry 827642356
    APE 6622Z
    Siret 827642356 00022
    RC Professionnelle et garantie financière conformes aux articles L512-6 et L512-7 du Code des Assurances. Entreprise régie par le Code des Assurances et soumise à l’Autorité de Contrôle des Assurances et Mutuelles, ACAM - 61, rue Taitbout 75009 Paris cedex 09

    Police n°22012.004
    Progetta House, Level 2
    Tower Road


    This website is hosted by Hors-Lignes. Head office: 37 avenue de la Brière,
    44350 Guérande, France
    By entering this website, you acknowledge that you have read and understood the terms and conditions and agree to be bound by them.

    I – Protection of personal data

    Collection and use of personal data
    The and sites are websites belonging to Skipassur.

    A declaration concerning this website and the processing of personal data via this website has been filed with the French Data Protection Authority (Commission Nationale de l’Informatique et des Libertés, CNIL) under the number XXXXXXX.

    Under the terms of Article 34 of the French Data Protection Act of 6th January 1978, you have a right to access, modify, rectify and delete data concerning you. You can exercise this right by writing to the following address: Skipassur, PM Conseil, CS 45001, 91222 Brétigny-sur-Orge Cedex, France.

    II – Copyright and Intellectual property

    Photographs and illustrations

    All rights of the owner of the photographs and illustrations on the and websites are reserved. The reproduction of any and all photographs and illustrations on the website is authorised solely for informational purposes in the context of personal and private use; any reproduction and use of copies made for any other purpose is strictly prohibited without Skipassur’s written authorisation.

    Site content

    All rights of the owner of the content on the and websites are reserved. The reproduction of any and all content on the website is authorised solely for informational purposes in the context of personal and private use; any reproduction and use of copies made for any other purpose is strictly prohibited without Skipassur’s written authorisation. All information contained in this website, including its visual identity, are either the property of Skipassur or permission has been granted to the network of Skipassur distributors and partners for their use.

    Any use which has not been expressly authorised constitutes a violation of copyright and intellectual property laws. Skipassur reserves the right to take legal action against any individual who infringes copyright and may bring civil or criminal proceedings against such a person.

    III – Use of cookies

    Cookies are small files stored in the cookies folder on the hard drive or in the browser memory of the User’s computer. The website uses analytical cookies in order to collect anonymous statistics concerning the number of visitors and the pages visited.
    The User can, at any time, configure his/her browser so that cookies are either systematically rejected or require his/her express authorisation. To obtain practical information on available browser options, Users are invited to consult the "Vos traces" section of the CNIL website (French Data Protection Authority) at

    Please note: If the User disables cookies in his/her browser, the sections of the website that require User authentication for navigation will be unavailable.

    IV – Login and Password

    The User’s login and password are strictly personal and confidential. The User is responsible for noting them, keeping them secret, and not disclosing them to third parties. Should the User fail to do this, he/she shall be responsible for all consequences of their disclosure to or use by third parties.

    In the event of a lost or forgotten password, the User shall be required to fill in the identification form available on the website to receive his/her password by email.
    Under no circumstances shall Skipassur be liable for any consequences arising from the fraudulent or abusive use of the User’s password.

    The concurrent use of the login and password constitutes proof of the identity of the User and his/her consent to the processing of the transaction.

    Data recordings within Skipassur’s information system also constitute proof of said transactions for both Skipassur and the User.

    V – Purchasing insurance online

    To purchase an insurance policy online, the User must carefully follow the instructions at each stage of the online quote process. Throughout this process, the User can correct the information provided by returning to the previous stages using the link provided for this purpose. The online purchase is completed once the User electronically validates the requirements analysis and the purchase request. The User then receives confirmation of purchase from Skipassur at the contact email address he/she provided. This email contains information that allows the User to access his/her insurance file, which is stored in a secure database accessible from the User’s customer account.

    VI – Liability

    Under no circumstances shall Skipassur be held liable for any direct or consequential damages of any nature purportedly arising from the use of this website, including, but not limited to, loss of profits, business interruption, loss of programmes or other data, any damage to, or viruses that may infect, the User’s computer equipment or any other property, or any technical or other problems rendering access to the site difficult, random or impossible, whatever the cause and origin.



    The content provided on this website is for informational and general purposes only.
    This information is necessarily condensed and can under no circumstances be used against Skipassur in the event of an incident involving the guarantees offered in its insurance policies. The only binding definition of these guarantees is that given in the General and Special Terms and Conditions of the insurance policies.
    The simulations given on the website are provided for informational purposes only and have no contractual value. They shall not be deemed to constitute advice.

    Links to third-party websites

    The website contains links to websites owned and operated by third parties, with which Skipassur may or may not be affiliated. Skipassur does not review and has no control over the content of these linked websites. Accordingly, Skipassur shall not be liable for the content, advertising, products, services or any other material available on or from these external sites. The User should be aware that these sites operate their own policies regarding the use and sale of personal data and the use of cookies.

    Liability of the User

    The User shall be liable for any losses or damages incurred by third parties, including Skipassur, as a result of the unauthorised or unlawful use of the website itself or of one of its parts, and for the consequences of any claims or legal proceedings that may be brought against him/her as a result.


    The personal data you have provided are necessary for the electronic processing and management of your query and, unless you opt out, may also be used for commercial purposes.

    Your personal data may also be subject to specific processing and be disclosed to the competent authorities within the framework of the laws and regulations in force concerning, notably, the fight against money laundering or against the financing of terrorism.

    Your personal data may be used by our agents, our reinsurers, our partners and professional organisations.

    You have a right to access, modify, rectify and delete data concerning you, and can exercise this right by writing to the following address: DAS Quality Department, 33 rue de Sydney, 72045 Le Mans Cedex 9, France.

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