Skipassur is the website of a speciality insurance broker providing insurance coverage for users of ski lifts in ski resorts, in compliance with the French 1985 "Mountain Law".
The "skipassur.fr" website provides the general public with access to the different insurance policies offered by Skipassur, owner of the registered trademarks.
These general terms and conditions define the conditions of use by Users of the Skipassur website and the various services offered therein.
Managing Editor :
Mr Philippe Meignan
Skipassur, CS 45001, 91222 Brétigny-sur-Orge Cedex, France
Skipassur, Insurance broker. Head office: 11 place du Marché Couvert, CS 45001, 91222 Brétigny-sur-Orge Cedex, France
Insurance and reinsurance intermediary, registered with ORIAS under the number 07 000 012
Registered with the Evry Trade & Companies Registry under the number A 312 509 425 - APE 6622Z – Siret 312 509 425 00079
Professional indemnity insurance and financial guarantee in compliance with Articles L512-6 and L512-7 of the French Insurance Code. Company governed by the French Insurance Code and subject to the French Insurance Supervisory Authority (Autorité de Contrôle des Assurances et Mutuelles, ACAM), 61, rue Taitbout, 75009 Paris Cedex 09, France
AXERIA ASSISTANCE LIMITED
Progetta House, Level 2
SWATAR - MALTE
PROTOCOLE n° AIVPM22012
This website is hosted by Hors-Lignes. Head office: 37 avenue de la Brière,
44350 Guérande, France
By entering this website, you acknowledge that you have read and understood the terms and conditions and agree to be bound by them.
I – Protection of personal data
Collection and use of personal data
The www.skipassur.fr and www.skipassur.com sites are websites belonging to Skipassur.
A declaration concerning this website and the processing of personal data via this website has been filed with the French Data Protection Authority (Commission Nationale de l’Informatique et des Libertés, CNIL) under the number XXXXXXX.
Under the terms of Article 34 of the French Data Protection Act of 6th January 1978, you have a right to access, modify, rectify and delete data concerning you. You can exercise this right by writing to the following address: Skipassur, PM Conseil, CS 45001, 91222 Brétigny-sur-Orge Cedex, France.
II – Copyright and Intellectual property
Photographs and illustrations
All rights of the owner of the photographs and illustrations on the www.skipassur.fr and www.skipassur.com websites are reserved. The reproduction of any and all photographs and illustrations on the website is authorised solely for informational purposes in the context of personal and private use; any reproduction and use of copies made for any other purpose is strictly prohibited without Skipassur’s written authorisation.
All rights of the owner of the content on the www.skipassur.fr and www.skipassur.com websites are reserved. The reproduction of any and all content on the website is authorised solely for informational purposes in the context of personal and private use; any reproduction and use of copies made for any other purpose is strictly prohibited without Skipassur’s written authorisation. All information contained in this website, including its visual identity, are either the property of Skipassur or permission has been granted to the network of Skipassur distributors and partners for their use.
Any use which has not been expressly authorised constitutes a violation of copyright and intellectual property laws. Skipassur reserves the right to take legal action against any individual who infringes copyright and may bring civil or criminal proceedings against such a person.
Cookies are small files stored in the cookies folder on the hard drive or in the browser memory of the User’s computer. The website uses analytical cookies in order to collect anonymous statistics concerning the number of visitors and the pages visited.
The User can, at any time, configure his/her browser so that cookies are either systematically rejected or require his/her express authorisation. To obtain practical information on available browser options, Users are invited to consult the "Vos traces" section of the CNIL website (French Data Protection Authority) at http://www.cnil.fr.
Please note: If the User disables cookies in his/her browser, the sections of the website that require User authentication for navigation will be unavailable.
IV – Login and Password
The User’s login and password are strictly personal and confidential. The User is responsible for noting them, keeping them secret, and not disclosing them to third parties. Should the User fail to do this, he/she shall be responsible for all consequences of their disclosure to or use by third parties.
In the event of a lost or forgotten password, the User shall be required to fill in the identification form available on the website to receive his/her password by email.
Under no circumstances shall Skipassur be liable for any consequences arising from the fraudulent or abusive use of the User’s password.
The concurrent use of the login and password constitutes proof of the identity of the User and his/her consent to the processing of the transaction.
Data recordings within Skipassur’s information system also constitute proof of said transactions for both Skipassur and the User.
V – Purchasing insurance online
To purchase an insurance policy online, the User must carefully follow the instructions at each stage of the online quote process. Throughout this process, the User can correct the information provided by returning to the previous stages using the link provided for this purpose. The online purchase is completed once the User electronically validates the requirements analysis and the purchase request. The User then receives confirmation of purchase from Skipassur at the contact email address he/she provided. This email contains information that allows the User to access his/her insurance file, which is stored in a secure database accessible from the User’s customer account.
VI – Liability
Under no circumstances shall Skipassur be held liable for any direct or consequential damages of any nature purportedly arising from the use of this website, including, but not limited to, loss of profits, business interruption, loss of programmes or other data, any damage to, or viruses that may infect, the User’s computer equipment or any other property, or any technical or other problems rendering access to the site difficult, random or impossible, whatever the cause and origin.
The content provided on this website is for informational and general purposes only.
This information is necessarily condensed and can under no circumstances be used against Skipassur in the event of an incident involving the guarantees offered in its insurance policies. The only binding definition of these guarantees is that given in the General and Special Terms and Conditions of the insurance policies.
The simulations given on the website are provided for informational purposes only and have no contractual value. They shall not be deemed to constitute advice.
Links to third-party websites
Liability of the User
The User shall be liable for any losses or damages incurred by third parties, including Skipassur, as a result of the unauthorised or unlawful use of the website itself or of one of its parts, and for the consequences of any claims or legal proceedings that may be brought against him/her as a result.
FRENCH DATA PROTECTION ACT OF 6TH JANUARY 1978
The personal data you have provided are necessary for the electronic processing and management of your query and, unless you opt out, may also be used for commercial purposes.
Your personal data may also be subject to specific processing and be disclosed to the competent authorities within the framework of the laws and regulations in force concerning, notably, the fight against money laundering or against the financing of terrorism.
Your personal data may be used by our agents, our reinsurers, our partners and professional organisations.
You have a right to access, modify, rectify and delete data concerning you, and can exercise this right by writing to the following address: DAS Quality Department, 33 rue de Sydney, 72045 Le Mans Cedex 9, France.